Rising cost of health insurance

Over at The Incidental Economist (see here) you can find access to one of their previous posts about the increase in the cost of health insurance (health insurance cost have risen three times faster than wages) over the last few years.  An article yesterday in the New York Times (see here) highlights the increase in health insurance premiums and deductibles.  The Incidental Economist has the following graph:

Perhaps an even more disturbing graph is the following:

OK, while I'm in the "bad news" mood, how about this graph?

So, all those "critics" of health care reform out there, what is your recommendation for this fine state of affairs?  I'm listening.